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"Establishing their own wealth management subsidiaries is one of the steps taken by banks to make a transition in terms of asset management. What is more challenging for the reform is how the customers will react to the switch of wealth management products from the expected returns model to the net asset value model, which does not guarantee the return of principal and interest," he said.

"Facing ongoing international trade uncertainties, many countries are considering gold a hedge against the US dollar," said Wang Shuli, executive board director for Jingyijinhui, a consulting firm on gold, adding that the trend has pushed up gold prices to some extent.

"Each of the over 200 impoverished households we help has seen annual income growth of more than 4,000 yuan," Yu said.

"Each patient has different prescriptions, which were changed every two days on average according to the change in individual conditions,"Zhou said.

"Explorations have been continuously made in policy innovation and management of the bridge," Zhang told China Daily.